Oct 19 2009

What is the best way to save money? Matress? savings account? Investment?

Savings and Investments
lstrickland asked:


We’re looking to save money. Whats the best place to put it in this unstable economy. We have a savings account but we’re fixing to have a large infulx of cash and want to know where to put it.

Jayden
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Sep 17 2009

Can Sallie Mae dip into my Roth IRA, investments, savings, cd’s to pay off a student loan?

Savings and Investments
Scarlett asked:


I’m forced to go overseas to earn my living because I can’t find a job here. I owe 40k in student loans and I can’t pay for them, nor do I want to because the way I see it, this country either owes me a job or an education so I’m taking the education and going where I’m appreciated. Anyway, if I put some of my future hard earned money into a Roth over here and other investments, can Sallie Mae touch any of it to pay for the student loan. On paper, I’m unemployed so I’ve been going to the Sallie Mae website every 6 months to tell them I’m unemployed. That seems to fine fine with the SOB’S because they just keep tacking on interest to the principal, bloodsucking basta-rds! So can they touch any of my money in investments, or should I consider international investments instead? Thanks ahead of time for your answer!
Sure our country is so great that it’s spending 250 million dollars in Iraq. If it can afford that, it can afford to send this whole nation to college for free! France does it and so does Sweden! I’m over educated and can’t get a job here! To the person said ‘this company owes you nothing” I seriously don’t think you knew the pun you created, but this country is a company and we know how great this “company” is to it’s ‘workers’. That’s why all the teachers in California went on strike Friday and auto companies made workers take a pay cut, suspension of pension benefits and pulled their healthcare. Yeah, this is a wonderful country because it really takes care of it’s citizens. I am a human being on planet earth. Being an American is an embarrassment rather than a badge of honor these days. If you don’t like what I’m saying, just keep reading your fairy tales while you stand in the soup line in a few years.
Actually, I meant 250 million dollars A DAY IN IRAQ!!!!!

Mason
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Sep 12 2009

What do you do with your money when you have no debt?

Savings and Investments
MathAggie asked:


I am in my early 40’s and I just paid off my mortgage. I have about $130,000 in my retirement account through work, another $30,000 in a Roth IRA, and an additional $15,000 in savings/investments. I make $70,000/year, have no credit card debt, and no car payment. Any advice on what to do with my money now?

Landon
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Sep 06 2009

How do individual investors make investment decisions in practice rather than in theory?

Savings and Investments
lovebug_707 asked:


How do they manage their funds/savings/ investments in light of current stock markets? What do efficient frontier and optimal portfolios have to do with this assuming I can invest directly in the stock market and do not need any financial intermediaries like brokerage houses.

Mason
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Sep 02 2009

Do you support Obama’s plan to tax profits from 401K savings and investments?.I support Obama’s plan because

Savings and Investments
Wetfish asked:


it is only fair that more wealthy Americans share the wealth of this nation with less fortunate Americans like people who live in the inner cities and the rural poors. People who have 401K are people who have jobs and make more than enough money to put into their saving plans,and then they profit even more by investing their saved money.It is unfair that those who have 401K making even more money from the amounts they already have.By taxing the profit from 401K plans,Obama can use that tax money to help less fortunate Americans who are just getting by.

Emma
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Aug 21 2009

Offshore investments/savings?

Savings and Investments
Troubled asked:


Why is offshore financial advice only for expats? What is the connection between expats and offshore IFA’s? Why can’t ‘locals’ use these tax-free vehicles?

Luke
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Aug 18 2009

How much needed to retire down the road?

Savings and Investments
BK asked:


I am currently 30, single with about 100K in savings/investments, no debt, no other assets. I currently make around 100k+/year with bonus, but I detest my job and would much rather start a modest business or switch to a career that would allow me more spare time. How much do you think I should have saved up to be on track to retire somewhat comfortably down the road?

Joshua
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Aug 17 2009

The savings-investment spending identity says that savings and investment spending are __?

Savings and Investments
Richard asked:


a. always equal because private savings match government savings
b. equal as long as there is no trade surplus or deficit
c. always equal for the economy as a whole
d. equal as long as there is not government budget deficit or surplus

Briana
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Jul 23 2009

Different savings/investment tips for US?

Savings and Investments
B asked:


Hi, I am a single, professional in the US. I need tips from others in US who invest their money. I already have investment in real estate in India and US. I also have invested in NSCs and PPFs in India. I plan to invest in the US treasury securities now. This is all I can think of right now to invest my savings. Any other tips please?

Sophie
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Jul 01 2009

What does this imply about the effect on Investment of a government budget deficit?

Savings and Investments
? asked:


In a closed economy, show how we derive the Savings=Investment equilibrium condition in such a way that we can show the interaction between private savings and government savings. What does this imply about the effect on Investment of a government budget deficit?

Mollie
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